What a great fire man!!

Coin boxes with a modern twist

With the price of everything around us going nowhere but up, it makes sense to inculcate the money saving habit in youngsters these days. Forget about the traditional porker that used to carry all our extra pennies - Firebox has an updated version of the coin box that are bound to thrill this Internet generation. The Keyboard Money Boxes are actually an old idea packaged in an updated design. Each of these are actually giant-sized versions of actual keys on a keyboard and comes with a slot for you to plonk down loose change whenever available. Each Keyboard Money Box costs approximately $9.40. Imagine how ironic it is that you have to spend money first before saving it.

AVG Antivirus 7.5-16.4MB

The word 'free' often equates to an inferior product but, in this case, there is no doubt that this is a professional product.Split into three sections and a Control Centre, AVG Anti-virus protects against viruses in a number of key areas. The Resident Shield works in the background and checks all files and file types (including floppy disk, CD content etc.) for viruses, whilst the Email Scanner works with Microsoft Exchange and Outlook.The Boot-up Scanner operates at start-up, and checks the most important areas of a PC before you begin to use it. Every aspect of AVG's virus protection can be configured using the Control Centre, which allows you to modify a number of program settings and to schedule scans, among other things.When installing there's an option to create a rescue disk for use should any of your key system files become infected. All crucial areas and files on a PC are backed up, and can be restored from this disk.Note: This download is only valid for private, non-commercial, single home computer use.Download Here

Test drive on MS Office 07…

I’m publishing this post using Microsoft Office 2007. But still under testing and discovering.

But I found that I cant post a picture to my blog provider server (I’m using www.blogspot.com), anyone who know how to post a picture to the server? Perhaps it required a location to post to! Help please ^.^

Sony 8GB Micro Vault

Sony has increased their flash drives to 8GB, doubling the maximum capicty of usb flash drives before. It is capable of holding over 2,000 MP3 songs or high definition images, or more than 20 hours of MPEG4 video footage. Also the pre-installed Virtual Expander2 compression software allows you to store up to 3 times more data. It also features a retractable usb connector. There is an LED screen that is built on the transparent slide button that shows you the ongoing read and writes operations. Available with Sony’s 512MB, 1GB, 2GB, and 4GB flash drives will be the 8GB, which hit stores from November 2006.

Credit Cards. The Good, the Bad, and the Ugly

Is the point of credit cards ruining people’s lives, or are people’s lifestyles ruining the point of credit cards. Most people say that credit cards are destructive pieces of plastic that can dig you deeper and deeper into a hole of never-ending debt. This is not always so - personally, credit cards gave me a wonderful credit score that allowed me purchase a house when I was 20 without a huge down payment. If used correctly, credit cards can be your best friend. They will help you save money, build credit, and give you perks if you use the card for legitimate purchases.

Credit cards wield a powerful affect on your credit score. They make up a huge portion of the over all score; therefore you should not mess up with credit cards. They can either make or break you. There are many credit cards out there that have all sorts of benefits and perks. To pick out the best credit card for you go to Creditcard.com and select what attributes you want in a credit card. If you want to use a credit card, but think you will abuse its power (buy now - pay later) think of it as a debit card for the first year. When you make a purchase pay it off immediately when you get back home. This system worked for me, and it made me realize that my credit purchases directly affect my checking account. When your checking account is depleted, don’t go off buying a ton of stuff. There are good purchases and stupid purchases. Be wise and stay safe.

10 bad habits that lead to debt disaster according to Bankrate (along with Jeremie’s input):

1. Misusing balance transfers. - Moving credit card balances over to prevent you from having to pay the balance in full is an awful idea. Pay it off when you get the bill.

2. Not checking credit reports. – Always check your credit reports yearly. They allow you to see it for free at Annual Credit Reports so check it out. If you find any mistakes - correct them ASAP.

3. Failing to alert creditors about a financial hardship. – Make sure you talk to someone if you have a life changing event that will prevent you from making payments such as: job loss, personal injury, death in the family, ect.

4. Thinking of “budget” as a dirty word. – Budgets work for some people, but I believe in the “pay yourself first” method, so budgets are not on the top of my priority list.

5. Using retail store credit cards to make use of discounts. – Using retail cards for discounts is sometimes a great thing on big purchases, but do not open a credit card at every retail store, and remember the extremely high interest rates on those cards.

6. Procrastinating on creating an emergency fund. – Always have a six to eight month emergency fund to protect yourself from job loss, or personal injury.

7. Paying bills in no particular order. Pay your important bills first. Mortgage, rent, and utility bills always come first. Credit comes second.

8. Charging purchases instead of paying in cash or with a debit card. – I believe in the total opposite. If you can afford it pay in credit, then pay off your balances. This builds your credit, and, depending on your card, can give you cash back.

9. Making credit card payments late. – This will not happen to you, because you’ve registered to pay your bills online, RIGHT? Late payments can ruin your credit, and you lose a ton of money in late fees.

10. Making the minimum payments only. – This will make you so poor. If you had a $5000.00 balance at 13.5%, it would take you 28 years paying the minimum payment. Pay your balances in full!

Nikon DSLR D70

Currently I'm bidding a Nikon DSLR D70 from ebay. It cost me rm2k++ for it, what a hole burn of my pocket. Anyways, this my first SLR camera, hopefully I can master in it and having more great shot to post and share it at here.

This the picture given by the seller


Hopefully It work as good as it said....

p/s: and I planned to work as part time photographer for the weddings or events...my objective >> provide finest work by giving only low price...haha, contact me for detail at alexgen@gmail.com if you or your friends need me.

Pulau Pangkor, Malaysia

My trip to Pulau Pangkor, Perak.














Me and mun..